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Mississippi’s a great place to live but, like anywhere else, it’s got its share of car accidents, slip and falls, and all sorts of incidents. They can be sudden and shocking, and they can devastate your finances.
But if you live here, you’ve got at least a leg up over folks from some other states.
Unlike a few states in the country, Delta Lawsuit Loans offers lawsuit loans for people in Mississippi who have been hurt in an accident and have hired a lawyer. It’s as easy as that. Once you’ve taken that step of hiring a lawyer, you’re all ready to apply for a pre-settlement cash advance from us.
All you need to do is pick up the phone and call, or just apply on our website.
We get the information about your case that we need from your lawyer, and before you know it you’ll have Mississippi pre-settlement funding you need. It can take as little as 24 hours from your call to the money arriving in your bank account.
The Mississippi Office of Highway Safety reports that there were 27,911 crashes that resulted in injuries in Mississippi in 2015, 6,257 of which resulted in serious injuries.
That means there were over three injury crashes every hour in Mississippi in 2015.
With stats like that, it’s no shock that you were injured in a car crash.
Immediately at the scene, you should have cleared the road and exchanged your information with the other driver involved in the crash.
If someone was hurt or killed, or if the property damage that resulted from the crash was $500 or more, you should inform the police.
If you’re thinking about filing a lawsuit, you have three years to do so.
That starts from the date of your accident, so the time you spent recuperating in the hospital is included in those three years.
Even if you feel you have a lot of time to consider the decision, you should hire a lawyer as soon as possible, both to protect against curveballs at the last moment and so you can qualify for Mississippi lawsuit settlement loans as soon as possible.
Mississippi has a pure comparative negligence rule in determining how much each driver receives in a car accident case.
You receive your damages minus a percentage that corresponds to the percentage of the accident that was your fault. So if you had $20,000 in damages after an accident that was 20 percent your fault, you’ll get $16,000. If it was 80 percent your fault, you’ll get $4,000.
While this rule affects jury decisions, it also plays a role in settlement talks.
The other driver and his insurer will take your share of the blame into account when they decide how much to offer you, so it’s important to get a good idea of your share of the blame if any.
Mississippi’s laws don’t bar you from suing if you were partially or even mostly at fault for an accident, and neither do we.
They do play a part in our decision whether to offer to fund, but we would still encourage you to apply for a car accident loan, even if you were partially or mostly at fault.
We’ll deal with the details with your attorney, but you can do your part by filling out the application.
Car accidents happen all the time in Mississippi, and so do slip and falls. It is an accident that occurs while you are on another person’s property.
How much each person was at fault and whether you have a case depends on the circumstances, but that is the general definition of a slip and fall.
You’ve got the same three years to file a slip and fall lawsuit in Mississippi that you do to file a car accident lawsuit. So in that respect, it’s the same deal: It’s a long time, but you don’t want to wait too long to hire a lawyer.
Besides helping you make a decision, hiring a lawyer makes you eligible for a slip and fall loan from us.
Mississippi also follows the same pure comparative negligence rule we talked about regarding car accidents in slip and fall cases.
Even if you were partially or mostly at fault, you can still sue, but there’s a catch: Your damages will be reduced in proportion to your fault.
So if in a case where the property owner was 100 percent responsible you’d get $500,000, in a case where you are 10 percent responsible you’ll only get $450,000. If you were 90 percent responsible, you’d only get $50,000.
In any case, you can apply for a loan once you’ve been injured in a slip and fall and you’ve hired a lawyer to consider a lawsuit. If that describes your current position, you’re in luck because you can apply today for a lawsuit loan and get the cash you need in your bank account as soon as tomorrow.
That’s a turnaround time that puts the months or years it takes to settle to shame.
We fund cases all over Mississippi, including in:
We fund cities that include those on this list but are not limited to them.
No matter where you were hurt, you can apply for a Mississippi pre settlement funding.
Mississippi’s special for too many reasons to all list here, but we can give you a few. It is the home of the blues and the birthplace of the King of Rock ‘n’ Roll, Elvis Presley himself.
It is also home to some of the most prolific authors, playwrights, and writers in American history, including Tennessee Williams who, though he shares a name with another state, was from Mississippi; William Faulkner; and many others.
And if you love nature, you can hike in one of Mississippi’s several award-winning state parks.
You might be asking yourself at a certain point while reading this article, Why should I get a Mississippi pre-settlement loans instead of a regular loan?
There are a few good reasons, and we’ll give them to you straight. Number one, we won’t check your credit and employment.
We just don’t care about that. What we care about is the facts of your case and not outside factors. So we discuss the facts of your case with your attorney, and that’s how we make a decision on whether to fund your case.
Number two, we don’t put any restrictions on how you can use the money. When we tell you it’s your money, we really mean it. Once you’re approved, you can use your money however you want.
That leads us to number three: Your loan is non-recourse. What does that mean? It means you will never have to pay us back out of your own pocket. If you win, we get paid out of the settlement. What if you lose? We get paid nothing.
Seriously––nothing! Losing is terrible, but how much worse would it be if you had to still pay back the loan afterward! Banks will add that insult to your injury; we won’t.